Valbay has developed three core portfolios to suit the expectations of different customers at the level of risk selected.
| 
Valbay Growth Medium/high risk with the goal of following an upswing with a minimum of 70 % and losing a maximum of 50 % on a downturn. | 
Valbay Balanced Low/risk with the goal of following an upswing with a minimum of 60% and losing a maximum of 40% on a downturn. | 
Valbay Conservative Low risk with the goal of following an upswing with a minimum of 40% and losing a maximum of 30 % on a downturn. |
